Frequently asked questions
Life Insurance FAQsFrequently Asked Questions
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Yes, North Cover Life Insurance provides coverage for almost any cause of death, including natural death, terminal illness with a life expectancy of 12 months or less, and accidental death. The only exceptions are where the causes are as a result of attempted suicide or suicide within 24 months of the policy’s start date.
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Life insurance claims happen at a time that’s already difficult, and we don’t want to make it any harder. Generally claims are processed within 2-5 days of receipt of the completed claim form and supporting documents.
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Yes, you can. We’d be sorry to see you go, of course, but we know life happens. If you need to cancel your policy, we just need your cancellation request in writing to support@northcover.ca. For more information, call us at 1-844-203-85231-844-203-8523 between 8am and 8pm (ET) Monday to Friday, or have us give you a call back.
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Yes, North Cover Life Insurance policies cover accidental death unless it is caused by attempted suicide or suicide in the first 24 months of getting your policy.
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North Cover Life Insurance coverage ranges from $100,000 to $1.5 million. The amount you’re covered for will depend on your specific policy and a number of factors, for example your age and smoking status. While how much your beneficiary or beneficiaries will get varies, it’s usually an amount that can give them a financial helping hand for several years or help with major expenses like a mortgage.
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North Cover Life Insurance covers a lot, but there are a few things to keep in mind. It doesn’t cover insured events that are caused by attempted suicide or suicide within 24 months of getting a policy. Review your policy document and be sure to get in touch if you have any questions – our licensed advisors are here to guide you through the process.
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North Cover Life Insurance provides coverage for terminal illnesses with a life expectancy of 12 months or less1. Take a look at your policy document for more details. If you have questions, get in touch to speak with one of our trusted advisors.
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Your North Cover Life Insurance policy will cover you as soon as the policy is active, however death caused by attempted suicide and suicide within 24 months of getting a policy are excluded.
Final Expenses Insurance FAQsFrequently Asked Questions
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North Cover Final Expenses Insurance covers any cause of death, including accidental death for the first 12 months of having the policy, or death following a terminal illness (defined as having less than 12 months to live). Coverage excludes death from suicide within 24 months of taking out a policy.
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Buying North Cover Final Expenses Insurance coverage is simple. Request a quote here or speak to one of our licensed advisors by calling 1-844-241-70471-844-241-7047 between 8am and 8pm (ET), Monday to Friday.
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Great news, you don’t! We like to keep things as simple as possible. There are no medical or blood tests to take, and no intrusive questions about your health to answer.
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As long as your policy remains active, you can keep your North Cover Final Expenses Insurance coverage for life. When you turn 85, you can choose to cancel your coverage to receive an early cash out of 75% of your benefit amount. Or, if you keep your policy active, we will stop charging you premiums after age 90 – but you can keep your coverage!
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With North Cover Final Expenses Insurance, you can pick a level of coverage from $3,000 to $25,000. How much coverage you choose will depend on your individual needs, including what you might have in mind for how your loved ones celebrate your life.
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